Shopping for insurance and getting the lowest quotes has never been easier. Whether you need auto, home or health or life insurance quotes, Seguro-Insurance.com can help you find insurance agencies willing and able to meet your needs.
There are many companies that offer quotes in English and Spanish. Our featured agents are available to help you find cheaper rates so you can easily compare quotes regardless of language preference.
Having adequate coverage from an insurance company is important when the unexpected happens; with or without your family in the event of an accident.
For some people, finding insurance quotes online can sometimes be confusing and even difficult. In order to find the best protection and coverage options, it is important to know your specific needs.
Our linked quote form immediately sends your information to agents, once sent, so you can receive a free and easy quote. Depending on the number of your submissions, you’ll receive different quotes from insurance companies in the local Austin TX area.
Insurance companies offer different types of discounts. Here is a list of what can save you money:
You can save 10 to 15 percent if you insure two or more cars with the same insurance company.
You can get a discount if you have installed anti-theft alarms in your vehicle, airbags or anti-lock brakes.
There are several insurers that offer a discount on your policy if you have taken a defensive driving course. Call your agent for additional details.
You can get a discount if you drive less than normal. This can be a great option for seniors, bike riders or folks who frequently use public transportation.
Those who have a bad driving record due to numerous accidents or traffic tickets can still get insurance coverage. Of course, it’ll cost more than the average car insurance rate but in time you can get better rates by avoiding unfortunate mishaps.
If your driver’s license has ever been suspended due to reckless driving or you’ve been convicted of DUI/DWI, there may be some alternatives. An SR-22 certificate can be issued. You can inquire further by speaking to a professional insurance representative.
Talk to an Austin agent about what discounts you may be eligible for before purchasing an auto insurance policy.
If you have had your license suspended due to a DUI or other conviction, but it has now been reinstated, you may still find car insurance. Know that it will certainly be more expensive and you may be denied coverage altogether from a number of companies. Also be aware that many of the major insurance companies that you see on television will most likely not cover you.
Your best bet in this case is to contact a local independent insurance broker (one who speaks Spanish if needed) for detailed information. He or she usually has the ability to work with many different companies and can help you find auto insurance after your driving privileges have been restored.
Depending on the type of business, you may be required to carry certain types of business insurance. This not only protects your customers, but also you and your business should certain accidents or unforeseen events take place.
Business Liability Insurance will pay compensation for any third party injury or damage to another’s property that you are determined responsible for. It will also provide compensation if one of your products cause injury or damage.
Here are some examples of how Business Liability Insurance can protect you:
You own a small plumbing business and you or one of your employees accidentally breaks a water line in the bathroom or kitchen and the water soaks into the wood or drywall causing damage. Your liability insurance would cover the costs for repairs that you are responsible for.
You own a successful food truck or are trying to start your own catering business, a gust of wind blows the awning off your truck and it slams into the truck next to you causing damage, or the heating element on one of your catering dishes wasn’t placed properly and tips over burning the table cloth and table, perhaps a person burned their hand trying to extinguish the flame, your insurance would cover the damaged property as well as the medical claim for the injured person(s).
You or one of your employees kicks over a box of roof tacks and fails to pick them all up. If the homeowner drives their car over the tacks and damages their tires, your business liability insurance will pay for the damage.
You own an office or medical cleaning business and you accidentally use a harsh chemical on a surface causing damage to the finish. Your business liability insurance will pay for the repairs or replacement, as well as the work needed to replace the item.
Surety Bonds are required any time you bid for a private construction project or a public works project. Even homeowners will want to know that you are licensed and bonded before letting you perform any home addition, repair or remodeling work.
Whether you are a private contractor, electrician, plumber, tile / drywall worker, carpenter, the major types of surety bonds are the same: contractor license bonds, bid bonds, contract bonds (or performance bonds), and payment bonds.
Commercial Vehicle Insurance provides coverage for any vehicle (truck, car and some machinery) used for work purposes, whether you are driving the vehicle or one of your employees. It provides compensation should the work vehicle be at fault for an accident that causes personal injury to another person or damage to another vehicle or property.
Commercial vehicle insurance in Austin TX is not only important but highy recommended because regular car insurance most likely will not cover any damage if it is determined the vehicle was being used for work purposes.
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The Bilingual Insurance Agency Directory. Since 2008, Seguro-Insurance.com has helped consumers find affordable insurance rates in their native language.
